At KP Decors, we strive to make your shopping experience smooth and convenient by offering a variety of secure payment options. Whether you’re shopping for wholesale or retail, you can choose from multiple payment methods that are safe, easy to use, and tailored to suit your preferences. Additionally, our payment policies ensure that you enjoy a transparent and hassle-free purchasing process, with clear guidelines for refunds, cancellations, and payment security.

Below, you’ll find detailed information on the payment methods we accept, as well as our policies to help you shop with confidence.

Payment Methods

We offer a wide range of payment methods to ensure convenience and flexibility for all our customers, whether you’re buying locally or internationally.

1. Credit and Debit Cards

We accept all major credit and debit cards, including:

  • Visa
  • MasterCard
  • American Express
  • RuPay

How It Works:

  • Simply enter your card details at checkout.
  • Your payment is processed securely through our encrypted payment gateway.
  • You’ll receive an instant confirmation once the transaction is complete.

Using your credit or debit card is one of the fastest and easiest ways to make a purchase at KP Decors, with the added advantage of fraud protection provided by your card issuer.

2. Net Banking

For customers who prefer to pay directly through their bank accounts, we support Net Banking from all major Indian banks. This option allows you to transfer funds securely using your bank’s online platform.

How It Works:

  • Select Net Banking as your payment method at checkout.
  • Choose your bank from the list and log into your online banking portal to complete the payment.
  • You’ll receive confirmation of your payment immediately after the transaction is completed.

Net Banking is a great option if you prefer a direct bank transfer rather than using a card.

3. UPI (Unified Payments Interface)

UPI has quickly become one of the most popular payment methods in India due to its ease of use and instant transfers. At KP Decors, we accept payments via UPI apps such as Google Pay, PhonePe, BHIM, and more.

How It Works:

  • Select UPI as your payment method at checkout.
  • Enter your UPI ID and confirm the payment on your UPI app.
  • Once the payment is processed, you’ll receive instant confirmation.

UPI is ideal for fast, secure payments without the need to enter card details or bank information.

4. Cash on Delivery (COD)

For customers who prefer to pay at the time of delivery, we offer a Cash on Delivery (COD) option for select locations within India.

How It Works:

  • Choose COD as your payment method at checkout.
  • Pay the exact amount to the delivery agent when your order arrives.
  • Please note that COD is available only for orders below ₹25,000 and certain products may not qualify for this service.

COD is a convenient option if you prefer to make payments after receiving your product.

5. Bank Transfers

For large or bulk orders, particularly for our wholesale customers, we also accept direct bank transfers. This method is ideal for clients placing high-value orders or who require customized payment arrangements.

How It Works:

  • Select bank transfer as your payment method.
  • Once your order is confirmed, you will receive our bank account details via email.
  • After transferring the funds, please send the transaction confirmation to our support team to finalize your order.

Bank transfers are a secure method for wholesale or customized orders where larger amounts are involved.

6. PayPal (International Orders)

For our international customers, we offer PayPal as a convenient and secure payment option.

How It Works:

  • Select PayPal as your payment method during checkout.
  • You’ll be redirected to the PayPal platform where you can log in and confirm your payment.
  • PayPal offers buyer protection and supports payments from most major currencies.

Payment Policies

At KP Decors, our payment policies are designed to ensure that you can shop with confidence, knowing that your payments are secure and your transactions are handled transparently.

1. Payment Security

Your security is our top priority. We use industry-standard encryption and secure payment gateways to protect your personal and financial information. When you make a payment on our site, rest assured that your details are fully protected against fraud and misuse.

  • SSL Encryption: Our website is SSL-encrypted, ensuring that all your transactions are secure.
  • PCI Compliance: We adhere to Payment Card Industry Data Security Standards (PCI DSS) to protect your card information.
  • Secure Payment Gateways: All transactions are processed through secure, trusted payment gateways such as Razorpay and PayPal.

2. Refund Policy

We understand that occasionally, you may need to return a product or request a refund. Our refund policy is straightforward and customer-friendly:

  • If you’re not satisfied with your purchase, you can request a refund within 7 days of receiving the product.
  • Refunds are processed once we receive the returned item in its original condition.
  • Refunds are issued through the original payment method. For card payments, it may take 5-7 business days for the refund to reflect in your account.
  • Please note that shipping fees are non-refundable unless the return is due to a defective product or shipping error.

For more details, visit our Returns and Refunds page.

3. Order Cancellations

You can cancel your order before it is shipped. Once the order is dispatched, cancellations will not be possible. For customized or made-to-order products, cancellations must be requested within 24 hours of placing the order.

  • Refund for Canceled Orders: If you cancel your order before it is shipped, a full refund will be processed through your original payment method.

4. Taxes and Duties

All orders within India are subject to GST, which is included in the product price. For international orders, any additional customs duties or taxes imposed by your country are the customer’s responsibility.

Contact Us

If you have any questions about our payment methods or policies, feel free to reach out to our customer support team. We’re here to assist you and ensure that your shopping experience at KP Decors is smooth and satisfying.

At KP Decors, we believe in making your purchasing process as simple and secure as possible. With our wide range of payment options and clear policies, you can shop with confidence, knowing that your transactions are in good hands.